Kob Budgeting
Keep On Budget
A budgeting app for iPhone that gives every dollar a job, keeps your bills and debts on schedule, and tells you what's safe to spend today.
What it does
- Every dollar a jobSplit each month's income between spending, bills, debt payments and savings until nothing is left unassigned.
- Safe to spendSee how much you can spend today after everything scheduled is set aside.
- Month by monthPlan next month ahead, copy last month, or change one month without touching the others.
- BillsBills and subscriptions with due dates, amounts that change month to month, and reminders before they're due.
- Debt payoffTrack balances, interest and payments, and see when you'll be debt-free.
- GoalsSave toward what matters with progress you can see.
- PaychecksYour pay is added on payday, weekly, every two weeks or monthly.
- Apple PayOptionally log tap-to-pay purchases automatically with a Shortcuts automation.
Your data stays on your iPhone
Kob has no account to sign up for and no servers holding your budget. Everything you enter is stored on your iPhone, protected by iOS. Kob doesn't connect to your bank, show ads, or track you.
You can lock the app with Face ID and back up your data to a file whenever you like. Read the privacy policy for details.
Pricing
Both plans start with a 2-week free trial. Cancel anytime in your iPhone's Settings. Without a subscription, Kob is read-only: you can still see and export everything you've entered. Prices are in US dollars and may vary by country.
Kob is a budgeting tool. Its figures are estimates based on what you enter and aren't financial, tax or legal advice.